Retirewell - Our Advisers

Senior Planners

A D (TONY) GILLETT CFP FPA Fellow CDec

The founder of Retirewell Financial Planning is Anthony D. (Tony) Gillett. Tony is a Certified Financial Planner and a Fellow of the Financial Planning Association (FPA), having been a practising financial planner since 1980 and is regarded as a highly experienced and senior financial planning practitioner. His professional career has closely followed the growth and development of financial planning in Australia as a profession, through his close association over two decades with the Financial Planning Association of Australia, having held many senior roles (including Board Member) as both a practitioner and a licensee at both State and National levels.

Some professional milestones in Tony's career have been:

- Studied Economics/Law at University of Queensland 1966-69

- NSW State Manager of Darlington Commodities Ltd and Darlington Investment Services 1980-82

- Queensland State Manager of Darlington Investment Services 1982-86

- Queensland State Manager and Director of Tricentac Securities 1986-89

- Director of QPLAN Financial Services 1989 to September 1995

- Writer of the weekly ‘Money Talk' column in the Sunday Mail and then the Sunday Sun 1987-92

- Member of National Board of Australian Society of Investment and Financial Advisers 1989-91

- State Chairman and Member of inaugural National Board of FPA 1992-93

- Granted the professional designation of Certified Financial Planner (CFP) in 1994

- Founded Retirewell Financial Planning Pty Ltd in 1995

- State Chairman of FPA Principals Committee (1994 to 1998)

- Member of the Brisbane Chapter Committee of the FPA (and its predecessors) since 1983

- Chairman of the FPA's State Principal Members Forum

- One of Queensland 's two representatives on the FPA's National Principal Members Representatives Forum

- In 1999, Tony was awarded the FPA's Distinguished Service Award

- In 2003, Tony was made a Fellow of the FPA

- Founding Member and past President of the Boutique Financial Planning Principals Group (BFPPG) an Australia-wide organisation of over 50 independently owned financial planning practices

ALAN BAKER MCom(FinPlan) CFP DipFP

An Associate Director of the practice, Alan is a Certified Financial Planner (the Financial Planning Association's highest professional designation) and has completed the Diploma of Financial Planning through Deakin University and a Master of Commerce (Financial Planning) degree with Distinction through the University of Western Sydney . Alan has been a financial planner since 1985, having previously worked at Prudential-Bache Securities (the world's fourth largest stockbroker) and KPMG Financial Services, a division of the world's then largest accounting firm before joining Retirewell early in 1997. Prior to finding his niche as a financial planner, Alan was a financial journalist.

Some professional milestones in Alan's career have been:

- Studied Economics / Journalism at University of Queensland 1972-74

- First adviser in Queensland for Beyson Investment Services 1985-89

- First adviser in Queensland for KPMG Financial Services 1989-95

- Received Diploma of Financial Planning from Deakin University in 1992

- Granted the professional designation of Certified Financial Planner (CFP) in 1992

- First specialist financial planning adviser in Queensland for Prudential-Bache Securities 1995-97

- Joined Retirewell Financial Planning in 1997

- Author of the book Investing Your Super: Tips, Traps and Tax Advantages and many reports on superannuation and retirement issues

- In 2003, Alan obtained his Master of Commerce (Financial Planning) degree with Distinction from the University of Western Sydney

MARK HOLZWORTH AFPA MCom (Prof Acctg), GradCert Prof Acctg, DipBus, DipFP, PNA

An Associate Director, Mark’s early career was in public practice accounting before moving into investment management at Perpetual Trustees Ltd. He then joined JBWere (now Goldman Sachs JBWere) in a strategic financial consulting role prior to joining the private wealth management firm RWG Wealth Management Pty Ltd.

Mark holds the designation Professional National Accountant (PNA) the highest designation of the National Institute of Accountants. Mark completed a Diploma of Business and Diploma of Financial Planning, before returning to technical financial studies wherein he completed a Graduate Certificate in Professional Accounting from the University of New England (UNE) and the Master of Commerce (Professional Accounting) (UNE) degree. Whilst the Master’s course was titled Professional Accounting, Mark elected subject units focusing on core strategy and financial analytics such as Security Analysis and Portfolio Management, Advanced Tax Law, and Strategic Planning to name a few. Mark is also a Registered Tax Agent.

Some professional milestones in Mark's career have been:

- Career commencement in public practice accounting 1987–1994

- Received Diploma of Business 1992

- Appointed a Registered Tax Agent 1994

- Joined Perpetual Trustees Ltd as an investment portfolio Manager 1994-1996

- Appointed Manager Investments – Queensland for Perpetual Private Clients 1996-2000

- Lecturer at the Securities Institute of Australia (now FinSIA) 1996-1997

- Approached to join JBWere as Senior Consultant, Were Strategic Planning and Queensland manager of the Were Strategic Planning team 2001-2004

- Received Graduate Certificate in Professional Accounting 2001

- Joined the private wealth management firm of RWG Wealth Management Pty Ltd 2004-2008

- Completed Master of Commerce (Professional Accounting) at UNE 2008

- Joined Retirewell Financial Planning in 2008

Planner

STEVEN BAKER CFP DipFP CDec

Steven is an Associate Planner with his brother Alan and has been a licensed adviser since 1998. Prior to joining Retirewell in 1998, Steven worked for 3 years as a recruitment consultant in banking and finance. Prior to that he had a 13 year career with the ANZ Bank. His bank experience included branch management, personal lending and business lending.

Steven received his Diploma of Financial Planning from Deakin University in 2003 and was granted the status of Associate Member of the Financial Planning Association in 2004. He is currently studying the Certified Financial Planner course through the University of Western Sydney

Associate Planner

DONNA HEARD DipFP DipFinMarkets(Sec Inst) AFPA

Donna is an Associate Planner with Alan Baker and has had more than 7 years experience in the financial planning profession. Since joining Retirewell in 1997, Donna has worked with Alan in the areas of portfolio construction, reviews and strategy planning. She has been a licensed adviser since 2000.

Donna completed the Diploma of Financial Planning through Deakin University in 2000 and the Diploma in Financial Markets through the Securities Institute of Australia in 2002. She was granted the status of Associate Member of the Financial Planning Association in 2004. She is currently studying the Certified Financial Planner course through the University of Western Sydney.